Tri-State Federal Credit Union

Virtual Branch
Online Banking

Click here to login.

Spring is On Used Auto Sales Event!!!

Get great prices on more than 120 makes and models of quality used cars, trucks, vans, and SUVs throughout the month of May 2012! Visit Enterprise Car Sales and receive Blue Book® trade-in value on your vehicle, 12-month/12,000 mile limited powertrain warranty, vehicle certification, 12-month roadside assistence, free CarFax® reports, 7-day purchase agreement, and you'll never have to haggle about prices! Call or visit the credit union today to get pre-approved for your loan!

Loan Special has been Extended!

Already Low Rates Reduced 1% APR*

New Car Loans	Used Car Loans	Home Equity Loans
As Low As	As Low As	As Low As
2.74% APR*	3.25% APR*	3.50% APR*

If you've been putting off purchasing a new vehicle, remodeling your home, or consolidating bills, there has never been a better opportunity to do so than now! Our already low loan rates, with the exception of the Home Equity Line of Credit, have been reduced 1% across the board to historic lows. In addition to the 3 listed above, Signature Loans are also available as low as 8.25% APR*.

As in the past, your loan rate will be based on your Credit Score. However, this time the Loan Officer is authorized to reduce your qualifying rate another 1%. These rates are for new loans only. Let us look at your current bank loans to see if we can save you big dollars by refinancing with us. Sorry, current Tri-State F.C.U. loans do not qualify for refinancing.

This Loan Special, originally for the months of June, July, and August, EXTENDED UNTIL FURTHER NOTICE!

*APR = Annual Percentage Rate. Rates reduced .25% based on rewards and subject to change without notice. Other rates and terms are available. Current Tri-State F.C.U. loans are not available for refinancing. Contact credit union for complete details.

77th Annual Meeting Election Results

The 77th Annual Meeting of Tri-State Federal Credit Union took place Saturday, March 31, 2012 at Mountaineer Casino and Convention Center. Incumbents Frank Seevers, Basil Plemons, and Joe Spanik were elected to serve three year terms on the Board of Directors, and Frank Matsukas and Robert Brock would serve on the Advisory Committee.

Chairman, Daniel D.Wolfe conducted the Business Meeting. He commented on the difficult economy and reported that the Credit Union ended the year with $40.4 million in assets and a very strong capital ratio of 9.89%.

A total of 141 members and 14 guests enjoyed dinner and then a gift raffle at the meeting's close. The Board, Committees, and Credit Union Staff with to thank everyone for their support. See you at next year's meeting!

Protecting your Debit Card

To protect your debit card against fraudulant use, Tri-State Federal Credit Union has implemented Real-Time Falcon Decisioning on March 5, 2007. A member's transaction could be declined at the point-of-sale if Falcon considers the transaction to be suspicious based on previous activity. Please CLICK HERE for a statement on our security and how to contact your credit union.

It's Time to make your IRA Contribution!

Tri-State Federal Credit Union has IRA investment products that help you maximize your tax advantages and save money for the future. We make it easy to save for retirement, and best of all, the money you invest now will save you a bundle at tax time! Here's a brief summary:

Traditional IRA's let you contribute up to $5,000 in 2012

Roth IRA's let you contribute up to $5,000 in 2012

Catch-Up Provisions let workers ages 50+ save an additional $1,000 per year in 2012

So make your future more secure, collect more interest, and have the peace of mind that comes from knowing that your credit union IRA is federally insured and your savings are protected.

Risk Based Lending is Here!

Members win because we now:

Serve a larger segment of our membership
Offer low-risk members better rates
Provide faster service for average-risk members
Approve more loans for many higher-risk members